What is Motorbike GAP Insurance?

In the event of your motorbike being stolen or written off, motorbike GAP insurance safeguards you from financial hardship by bridging the gap between the insurer's payout and your initial purchase price or outstanding finance balance. Unlike most gap insurance providers, Gapinsure.com allows you to spread the cost over convenient monthly instalments via direct Debit.

Is GAP Insurance Worth It?

GAP insurance is an investment worth considering if you're concerned about not receiving your bike's full value in the event of a write-off. This protection is particularly beneficial if your motorcycle is financed or has outstanding loan payments. In such scenarios, you might end up paying installments for a bike that's no longer in use. Moreover, the finance company may require you to settle the loan in its entirety. While you might never need to file a total loss claim, GAPInsure.com's policy provides peace of mind, ensuring you receive an adequate payout to replace your stolen or damaged motorcycle.

Policy Highlights

Subject to exclusions this insurance covers the amount by which the original purchase price (as defined in the policy wording) exceeds the higher of:

1. The insurance settlement you receive from your motorcycle insurance policy following the total loss of the motorcycle in the UK, or
2. The market value of your motorcycle following the total loss of the motorcycle in the UK.

This policy will contribute up to a maximum of £500 towards your Motor Insurers Excess (if deducted from your Insurer’s total loss settlement)

You can pay in equal monthly amounts by Direct Debit.